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What is financial planning?

Financial planning is all about setting personal and financial goals and working out how to reach them. A financial plan helps you properly manage your finances to achieve your short, medium and long term goals.

A financial plan isn’t ‘one size fits all’. It’s made for your unique needs and goals.

What does it involve?

A Financial Adviser helps you develop a financial plan. Other Advisers, such as your accountant and lawyer, can still help in their specific areas – but your Financial Adviser brings all these parts together.

How can a financial plan help me?

A financial plan helps you reach your goals by planning and preparing for the future. Your Financial Adviser can help you:

  • ensure you have diverse investments (ie 'your eggs are not all in one basket')
  • invest in a range of sectors, asset classes and fund managers
  • avoid risk when money markets go up and down
  • protect yourself and your family with personal insurance
  • protect your business with key person insurance, succession planning and debt protection
  • prepare for retirement
  • plan your Will
  • monitor your changing needs

Read more about Financial Planning –

The financial planning process

Click here to check out our handy financial planning calculators.

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