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Personalised financial advice

Liquid Financial Advice provides personalised advice to help you achieve your financial goals - whether it's buying your first home, planning for your retirement or protecting yourself against the unknown.

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Lending

Liquid lending advisers have decades of experience in home lending, investment lending and everything in between.

There's a lot of information out there - and it's our job to distill it down and make your decisions easier.

Investments

Our investment advisers want to help you navigate your financial pathway.

We know everyone's goals and situation are different, so speak to one of our experienced investment advisers about a financial plan.

Insurance

Making sure you have the right insurance for your unique circumstances requires professional advice.

Contact a Liquid financial adviser now to make sure your personal and business risk needs are accurately assessed.

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Why talk to us?

We know you're special

We've helped all sorts of people over the years, from first home buyers to property investors, rentees to rentors, graduates to retirees. What's always clear is that everyone's story is different - just like the advice we give when we've heard yours.

We cut through the noise

There is a lot of jargon, admin and information out there, and it can be really hard to figure out what the best choice for you should be. That's where we come in. Take advantage of our experience, industry knowledge and ability to distill it down to what's important to you.

Financial partners for life

When you partner with Liquid, we are with you for life. Starting with your first home, all the way to planning for your retirement, Liquid has the expertise to help you get the best outcome no matter where life takes you. Let us do the hard work so you can focus on enjoying life.

We really do know our stuff

Liquid advisers have decades of experience assisting their clients with financial advice. We maintain excellent working relationships with our industry partners and product providers, keep up to date with market trends and value ongoing professional development. We're all working towards the same thing - to help you achieve your financial goals.

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Tips from the experts

Reasons to use a Mortgage Adviser

posted on:
October 31, 2019

If you've never used an adviser before - you might be wondering why you wouldn't just go straight to the bank to get your loan. The list of benefits is quite long - so the best thing to do is get started!

  1. Better rates. Liquid advisers are constantly in touch with lenders, so we know what the banks and other lenders are willing to offer. We can play the lenders off each-other and negotiate the best rate for your situation.
  2. Less fees. Generally, you won't be charged for our services - the lenders pay us a commission. Sometimes a fee can't be avoided, but if this is the case we will let you know up front. We can also sometimes get fees from the lenders waived because they haven't been required to spend time with you going through the loan application process.
  3. Better advice. Liquid advisers have a ton of experience structuring loans for our client's best interest and goals, which means you get to benefit from this. If you go straight to the bank, you'll be very unlikely to get this advice.
  4. Less hassle. If you want to hunt down the best loan, you might need to speak to or even visit multiple banks to get competitive rates or find the one that will charge you the least fees. We can probably tell you who your best fit is straight away - all you need to do is provide us with some info on your financials. We make the lending process easy, supporting throughout.
  5. Peace-of-mind. We've already talked about the experience you can lean on with Liquid - but it's more than that. Leaving your lending in our hands means you can focus on other things, knowing that experts are working with the lenders to get you a great deal and are here to answer any questions you have.
  6. Debt management. We've seen every kind of loan, and every kind of borrower. How you manage your debt will depend on a few things - we can help you make that plan based on your goals.
  7. Professional and Independent. Liquid is a member of the WealthPoint network, which means that our Authorised Financial Advisers are regularly audited for best practice and are required to perform CPD (Continuing Professional Development). Wealthpoint does not provide any financial products, and therefore no preference as to which products we advise to our customers (unlike say, a staff member of a bank - who would be very unlikely to advise against using their own products).
  8. One-stop shop. Liquid also has advisers who are experts in insurance, wealth management and retirement planning. Save yourself even more time - we can put together the whole package, or refer you to quality professionals to help you with other parts of the process.
  9. Market knowledge. Because we are looking at properties every day - and importantly how the lenders treat different properties, we can give you some insight into what looks good and what might be worth avoiding. There is a lot to consider, and we're happy to help you with those considerations.
  10. Less stress. Buying or building a home or business is stressful, but we do everything we can to take some of the load.
  11. Partners for life. Once we've helped put your loan together, we'll keep an eye on trends and products in the market and let you know if there's something we think might interest you. We'll also be in touch when it's time to re-fix your loan, and discuss refinancing if it makes sense for you to do so.

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posted on:
November 24, 2019

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Voluptas Sunt Repellat

posted on:
October 25, 2019

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