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Let's plan for your retirement

Do you have a plan for retirement? What does that look like - is it accurate and written down? Speak to a Liquid financial adviser today - let's work on it together.

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Let's make that plan

Or make sure the one you've got is up-to-date with your personal situation and goals. We need to understand your goals and current financial position, so some of the things we will review are:

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Your Liquid investment advisers's aim is to help you make the most of your savings. If you're planning for your retirement, the structure and allocation of your investments is key to ensuring you are comfortable when you stop working. Contact us today to learn how a well structured investment strategy fits into your retirement plan.



Your KiwiSaver scheme account is an important part of your retirement strategy. The KiwiSaver provider you're with and the funds you're invested in can have a huge impact on the funds you have available at retirement. Liquid financial advisers have a lot of KiwiSaver experience - talk to us to make sure you're maximising your savings.



Will you have a mortgage or other debts when you reach retirement? If so, what strategies do you have in place to service or pay off this debt? We will address this when preparing a comprehensive retirement plan. To discuss how this might affect you, get in touch with one of our advisers now.



Personal insurance is needs-based. Generally, as you near retirement, your insurance needs will diminish. It's therefore important to review the type and nature of your insurances as part of your retirement plan. Liquid financial advisers are experts at carrying out this review - let's talk about yours today.


Read articles from the experts

Check out a sample from the Liquid blog below, or browse all articles here.

Reasons to use a Mortgage Adviser

posted on:
March 3, 2020

If you've never used an adviser before - you might be wondering why you wouldn't just go straight to the bank to get your loan. The list of benefits is quite long - so the best thing to do is get started!

  1. Good Advice – getting a mortgage is far more than just getting the best interest rate. We help you choose the best loan structure, fixed rate terms and discuss your long-term goals. Bank employees are not trained (and some are not even allowed) to give this kind of advice. You’ll most likely get a loan, but that’s all you’ll get!
  2. Benefit from our experience – we’ve seen every kind of borrower, and we’ve lined them up with the right lender every time. Not every borrower is created equal, just like not all the banks are created equal. Finding the right fit can be crucial, not only for what interest you’ll pay, but for finding the bank that will let you have the structure you want on the property you want.
  3. Save time – You could go out on your own, talk to all the banks and negotiate based on the deals they offer, but do you really have the time for that? We do all that leg-work for you, and we generally don’t even charge for     it! Talking to us also means a more efficient application process, and faster answers to your questions. If you have a question about the purchasing process, it’s usually far quicker to pick up the phone and talk to a Liquid adviser than it is to start researching online.
  4. Less stress – buying a property, whether it’s your first or fifteenth, can be stressful. There is a lot to think about and a lot to do, on top of dealing with your bank, solicitor and other professionals. Liquid takes the stress away by being in the middle of it all. We answer your questions and help you tick all your boxes so you can feel confident, not stressed.
  5. We’re independent – we don’t work for a bank, so we don’t have to offer you the bank’s products. We canvass a wide range of both bank and non-bank lenders to find the best solutions for our clients.
  6. Get a Financial Partner for life – a bank will be with you for the transaction and send you an email when it’s time to re-fix, but that’s the extent of the relationship. We keep in touch for the life of your loan, making sure you are getting the best deal, that your loan continues to work for you and that your needs are always being addressed.
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