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Home & Commercial Lending

How we help

Choice Beyond Your Bank

We work with a wide range of lenders, so you have options and get the right fit for your needs.

Advice That Fits Your Life

Your loan structure should be tailored to your goals, income, and lifestyle, not one-size-fits-all.

Support for the Long Haul

Liquid advisers stay with you throughout the life of your loan, and further if you still require our assistance.

A Holistic Approach

We don’t look at lending in isolation, we ensure any other investment or insurance products you might have work in concert to improve your position.

What we do

Buying a Property

First Home Buyers – Guidance from fact-find to settlement (and beyond), with advice that helps you buy smart.
Next Home Buyers – Upgrade without stress, with the right structure for your new goals.
Investment Property – Lending strategies for building your property portfolio using any existing equity with the right structure.

Refinancing & Restructuring

Refinancing – Find a better deal or switch to a lender that suits you.
Restructures – Adjust your loan to match changes in income, goals, or market conditions.
Top-Ups – Access equity for renovations, debt consolidation, or other needs.
Refixing – Get help picking the right rate when your fixed term ends.

Building & Development

Construction Loans – Assistance in choosing the best lender for your project, and guidance on the finance throughout the process
Development Lending – We help you acquire finance for larger projects and subdivisions.

Buying a Property

First Home Buyers – Guidance from fact-find to settlement (and beyond), with advice that helps you buy smart.
Next Home Buyers – Upgrade without stress, with the right structure for your new goals.
Investment Property – Lending strategies for building your property portfolio using any existing equity with the right structure.

Refinancing & Restructuring

Refinancing – Find a better deal or switch to a lender that suits you.
Restructures – Adjust your loan to match changes in income, goals, or market conditions.
Top-Ups – Access equity for renovations, debt consolidation, or other needs.
Refixing – Get help picking the right rate when your fixed term ends.

Building & Development

Construction Loans – Assistance in choosing the best lender for your project, and guidance on the finance throughout the process
Development Lending – We help you acquire finance for larger projects and subdivisions.

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Testimonials

    
 
 
       Posted on Google  
    Sol Tuimauga 
 June 12, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Jack was absolutely amazing. I have worked in Customer Service and I know what good service is. Jack gave great service. He didn't try to sell me anything. He listened to what I wanted, told me what I needed, and explained everything in simple, clear terms. Highly recommended.
  
 
      Posted on Google  
    Rachel Gower 
 May 29, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Jack has been extremely helpful in providing advice on how to adjust my life insurance policy based on my current situation after a separation.  He has kept in contact regularly to see if I needed any further help and finalised the policy quickly after all parts had been agreed.  Very happy with the service, I feel like I have made the right decisions.
  
 
      Posted on Google  
    Sarah Lockerbie 
 May 27, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Amazing service everytime. Have been a long time customer (5 plus years) Jack Jones is incredibly helpful in all things finance not just insurance. Fully reccomend for all your finacial needs and queries
  
 
      Posted on Google  
    Elizabeth Tjahjana-Wood 
 March 30, 2025
 
 
 Trustindex verifies that the original source of the review is Google. We've had Henry and Peter's help with our first home purchase and a refinance. They have always taken the time to listen and provided great advice for our situation. Would be happy to use their services again in the future.
  
 
      Posted on Google  
    brigid lenihan 
 November 24, 2024
 
 
 Trustindex verifies that the original source of the review is Google. Jack and Russell provided excellent information and support for me during the process of buying an apartment. Jack is a very personable young man but also very professional. He was very patient with me and explained things well always reassuring me that I could contact him if there was anything I was concerned about or did not understand. I highly recommend both Jack and Russell.
  
 
      Posted on Google  
    Jill OBrien 
 October 23, 2024
 
 
 Trustindex verifies that the original source of the review is Google. I am very impressed by the personalised and timely service, availability of background information and willingness to listen to what we require.  Queries are answered thoroughly and quickly which enables us to make informed decisions. The level of personal attention is far superior to other brokers we have dealt with previously.
  
 
      Posted on Google  
    Sofia 
 September 2, 2024
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend Liquid Financial for their insurance broker services. Jack provided our family with sound advice and facilitated quality conversations to understand our needs. Thanks Jack!
  
 
      Posted on Google  
    Aroha Ryan 
 August 29, 2024
 
 
 Trustindex verifies that the original source of the review is Google. Jack has made our life a lot simpler when it came to discussing Life Insurance, Medical Insurance and Kiwisaver. Not only on who provides what and who best suited us , our needs and goals but has also walked along side us for what ever questions we have had. When it came to claim time Jack was available for our questions and very knowledgeable! That process too was easy and no problems. We highly recommend Jack! Just call!
  
 
  
  
 
 
   Google rating score: 5.0 of 5, based on 36 reviews

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