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let's find the right funding solution

Need finance for an investment, development project or for purchasing a business? Liquid advisers have years of experience working with the right people to get projects moving - let's talk about yours.

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How we can help

Commercial projects and developments are all unique, but Liquid advisers have spent enough time in the industry to recognise patterns and ask the right questions. Here's how we can assist you with yours:

Talk to a Liquid Adviser >

Fact Find

The Fact Find where we get to know you, your proposed project and what's involved. The more we learn here the better advice we can give you and the quicker the process is. Commercial lending tends to be much more complex than residential - but Liquid advisers have decades of experience sourcing finance for a wide range of projects. We'll ask the right questions so we can assess your proposal against the lending criteria from the various providers.

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Approval

With all the data collected, it's time to find a lender to apply for an approval. We discuss with you which lender will suit your specific situation - and present you with your options. We'll engage with the lenders on your behalf, working out which will give you the best terms for your project, and work with you to present the information together into an application that will be favourably considered by the lenders.

GET IN TOUCH

Settlement

We will work with the lender to get the best possible rates, but more importantly we will work with you to determine the best loan structure for the project. Sometimes, going interest only for 5 years isn't your best option - it all comes down to what we decided together during the fact find.

SPEAK TO AN EXPERT

Reviews

Congrats, your project is funded! We'll keep in touch regularly to see how the project is going and if we can be of any further assistance with things like insurance or putting you in touch with the professionals you'll need to get everything completed. We'll also be in touch when it's time to refix - and you can contact us any time.

CONTACT US

Lenders we work with

We have great working relationships with all the major banks as well as many non-bank lenders who fill needs that the banks sometimes don't. This means we can find a solution for your specific situation. Here are some of our lending partners:

Find out who fits you best >

Want some lending tips?

Check out some of the articles below

Quo Ipsa Ipsam Nobis

posted on:
July 2, 2020

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posted on:
March 30, 2020

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Reasons to use a Mortgage Adviser

posted on:
October 31, 2019

If you've never used an adviser before - you might be wondering why you wouldn't just go straight to the bank to get your loan. The list of benefits is quite long - so the best thing to do is get started!

  1. Better rates. Liquid advisers are constantly in touch with lenders, so we know what the banks and other lenders are willing to offer. We can play the lenders off each-other and negotiate the best rate for your situation.
  2. Less fees. Generally, you won't be charged for our services - the lenders pay us a commission. Sometimes a fee can't be avoided, but if this is the case we will let you know up front. We can also sometimes get fees from the lenders waived because they haven't been required to spend time with you going through the loan application process.
  3. Better advice. Liquid advisers have a ton of experience structuring loans for our client's best interest and goals, which means you get to benefit from this. If you go straight to the bank, you'll be very unlikely to get this advice.
  4. Less hassle. If you want to hunt down the best loan, you might need to speak to or even visit multiple banks to get competitive rates or find the one that will charge you the least fees. We can probably tell you who your best fit is straight away - all you need to do is provide us with some info on your financials. We make the lending process easy, supporting throughout.
  5. Peace-of-mind. We've already talked about the experience you can lean on with Liquid - but it's more than that. Leaving your lending in our hands means you can focus on other things, knowing that experts are working with the lenders to get you a great deal and are here to answer any questions you have.
  6. Debt management. We've seen every kind of loan, and every kind of borrower. How you manage your debt will depend on a few things - we can help you make that plan based on your goals.
  7. Professional and Independent. Liquid is a member of the WealthPoint network, which means that our Authorised Financial Advisers are regularly audited for best practice and are required to perform CPD (Continuing Professional Development). Wealthpoint does not provide any financial products, and therefore no preference as to which products we advise to our customers (unlike say, a staff member of a bank - who would be very unlikely to advise against using their own products).
  8. One-stop shop. Liquid also has advisers who are experts in insurance, wealth management and retirement planning. Save yourself even more time - we can put together the whole package, or refer you to quality professionals to help you with other parts of the process.
  9. Market knowledge. Because we are looking at properties every day - and importantly how the lenders treat different properties, we can give you some insight into what looks good and what might be worth avoiding. There is a lot to consider, and we're happy to help you with those considerations.
  10. Less stress. Buying or building a home or business is stressful, but we do everything we can to take some of the load.
  11. Partners for life. Once we've helped put your loan together, we'll keep an eye on trends and products in the market and let you know if there's something we think might interest you. We'll also be in touch when it's time to re-fix your loan, and discuss refinancing if it makes sense for you to do so.
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Don't take our word for it...

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Dolores

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★★★★

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Jim

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★★★★★

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Peter

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