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Are you in the right KiwiSaver fund?

KiwiSaver is an important part of your overall financial strategy, so making sure you maximise its effectiveness is key for your retirement. Talk to us about getting a KiwiSaver health check.

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How we can help

KiwiSaver has been around since 2007, so we've had a lot of time to figure out what works best. Here are some of the things we can help you with:

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Fund Types

KiwiSaver funds range from aggressive growth fund types all the way to defensive funds. The risks and growth profiles of all the fund types are different - and which you choose will depend on your short and long term goals as well as your risk profile. A Liquid adviser can talk to you about the funds to choose to make sure you get the most out of your investment.



KiwiSaver contributions are made up of your own, your employer's and government tax credits. How much you contribute depends on your personal circumstances and retirement objectives. Speak to a Liquid adviser about your contributions today.



There are a lot of KiwiSaver scheme providers in the industry, all with their own fee structures and investment returns levels. You may be with a default provider that you were enrolled with when your employer signed you up - and this provider may or may not be the best one for you. Liquid advisers can help you choose a provider to make the most of your contributions towards KiwiSaver.


First Home Withdrawals

If you meet specific criteria, you can use most of your accumulated balance towards the deposit on your first (and sometimes second) home. The criteria can be found here. If you have any questions about KiwiSaver first home withdrawals, get in touch. We also have lending specialists who will be happy to help you secure competitive lending for your first home.


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